Nazia Saeed
- 36% of Gen Z use crypto for daily purchases; Gen X leads high-value spending
- Gaming, travel, and digital goods are top categories for crypto payment
- Regional patterns show crypto adoption driven by convenience, instability, and infrastructure gaps
A new report from Bitget Wallet reveals a growing shift in how different generations use cryptocurrency not just for investment, but for everyday spending and high-value purchases.
The survey, conducted among 4,599 crypto wallet users, found that 36% of Gen Z use digital assets for gaming-related transactions, while 35% apply them to daily purchases and travel bookings.
In contrast, Gen X users dominate big-ticket crypto transactions, with 40% using crypto for travel, digital products, and real estate, highlighting a maturity in use cases as digital asset adoption grows.
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QR codes for small merchants and card integrations for larger retailers help crypto payments seamlessly align with familiar shopping habits.
Millennials show diversified crypto use
Millennials reported using crypto for a mix of purposes subscriptions, travel, and digital goods indicating a comfort level with decentralized finance and a wide range of online services.
The report also points to broader merchant integration and improved user experiences as key enablers of day-to-day crypto adoption globally.
Regional trends reflect unique drivers
In Southeast Asia, crypto is widely used for gaming and gifting, with 41% of users favoring it in these categories. East Asia leads in crypto payments for daily goods and services, also at 41%.
In Africa, 38% of users utilize crypto for educational expenses and cross-border payments, addressing underbanked conditions. Latin America sees similar use for digital products and online shopping.
Meanwhile, Middle Eastern users showed strong interest in luxury spending, with 31% favoring crypto for high-end goods and 29% for vehicle purchases. The trend was reinforced by Emirates Airline’s recent MoU with Crypto.com, signaling institutional interest in crypto payments.
