Flare, a data-focused blockchain firm, announced on Friday that Everything Blockchain Inc. (EBZT), a U.S.-listed company, has signed a memorandum of understanding (MOU) to adopt its XRP finance (XRPFi) framework to generate yield for its corporate treasury. This move follows a similar commitment by VivoPower International PLC, which pledged $100 million in XRP to Flare’s ecosystem earlier this year.
Turning XRP into a productive asset for institutions
The agreement between Flare and EBZT marks a significant step in transforming XRP, traditionally a non-yielding asset, into a productive instrument for institutional use. At the core of Flare’s strategy is its FAssets system, a trustless bridge that enables smart contract functionality for tokens like XRP and Bitcoin.
With the integration of Firelight, Flare’s restaking layer, institutions can now convert XRP into FXRP and allocate it across decentralized lending, staking, and liquidity protocols, unlocking yield-bearing opportunities for their treasury operations.
Flare’s vision for corporate treasuries
XRP has been a cornerstone of digital finance for more than a decade, but institutions have lacked ways to make it productive. Flare changes that by enabling a compliant, on-chain, non-custodial yield framework designed for corporate treasuries.
With VivoPower and now Everything Blockchain, public companies are demonstrating that the XRPFi framework is not just an idea but an emerging institutional standard. This reflects Flare’s broader ambition to make XRP a yield-generating asset on par with other cryptocurrencies like Bitcoin and Ether.
Everything Blockchain’s shift toward blockchain asset utility
For EBZT, the decision to adopt XRPFi is part of a broader shift in how public companies treat blockchain assets. Everything Blockchain, framed the move as a way to unlock the true financial utility of digital assets like XRP: This is about unlocking the true financial utility of digital assets like XRP, not just as speculative holdings, but as yield-bearing instruments that can compound over time.
Flare’s framework enables the company to do this while meeting the governance, security, and auditability standards required by public companies.
XRPFi adoption gains traction among public companies
While the XRPFi framework remains relatively small in dollar terms compared to Bitcoin or Ether-based treasury pilots, the fact that two public companies have adopted it within a year signals a shift for XRP. The growing adoption of this framework positions XRP as less of a speculative asset and more of a yield-bearing one, which could eventually make its way into mainstream corporate balance sheets.