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Gen Z dominates daily crypto spending as Gen X handles high-value buys

36% of Gen Z spend crypto on daily purchases, Gen X leads high-value spending
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A new report from Bitget Wallet reveals a growing shift in how different generations use cryptocurrency not just for investment, but for everyday spending and high-value purchases.

The survey, conducted among 4,599 crypto wallet users, found that 36% of Gen Z use digital assets for gaming-related transactions, while 35% apply them to daily purchases and travel bookings.

In contrast, Gen X users dominate big-ticket crypto transactions, with 40% using crypto for travel, digital products, and real estate, highlighting a maturity in use cases as digital asset adoption grows.

QR codes for small merchants and card integrations for larger retailers help crypto payments seamlessly align with familiar shopping habits.

Millennials show diversified crypto use

Millennials reported using crypto for a mix of purposes subscriptions, travel, and digital goods indicating a comfort level with decentralized finance and a wide range of online services.

The report also points to broader merchant integration and improved user experiences as key enablers of day-to-day crypto adoption globally.

Regional trends reflect unique drivers

In Southeast Asia, crypto is widely used for gaming and gifting, with 41% of users favoring it in these categories. East Asia leads in crypto payments for daily goods and services, also at 41%.

In Africa, 38% of users utilize crypto for educational expenses and cross-border payments, addressing underbanked conditions. Latin America sees similar use for digital products and online shopping.

Meanwhile, Middle Eastern users showed strong interest in luxury spending, with 31% favoring crypto for high-end goods and 29% for vehicle purchases. The trend was reinforced by Emirates Airline’s recent MoU with Crypto.com, signaling institutional interest in crypto payments.

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