Modular oracle network RedStone has expanded beyond price data services with the launch of Credora, a decentralized finance (DeFi)-native risk ratings platform designed to bring credit transparency and analytics to lending protocols.
At launch, Credora by RedStone integrates with DeFi lending platforms Morpho and Spark, offering dynamic risk scores and default-probability analytics accessible via API.
RedStone co-founder Marcin Kaźmierczak called the launch a major milestone in advancing the “Low-Risk DeFi” movement an effort to balance yield generation with measurable, data-backed transparency.
From Oracles to risk intelligence
The move marks RedStone’s evolution from a traditional oracle provider to a full-scale risk intelligence network.
It comes amid a broader industry shift where blockchain data firms are branching into credit and risk analytics. Earlier in October, S&P Global Ratings and Chainlink partnered to offer onchain stablecoin risk profiles, while Hacken unveiled its Yield Audits product described as a credit-rating equivalent for DeFi yields, stablecoins, and real-world assets.
RedStone’s Credora consolidates creditworthiness data, default probabilities, and collateral metrics into a unified ratings layer. This enables users to compare vaults and lending pools by relative risk scores a key feature for institutional investors exploring tokenized treasuries, private credit, and structured DeFi products.
How Credora works
Credora uses historical data, onchain risk assessment, and statistical modeling to quantify default probabilities and potential loss exposure across lending markets.
Kaźmierczak told Cointelegraph that the system allows comparability across DeFi opportunities and even with traditional credit instruments. Credora has completed initial ratings for Morpho and SparkLend, with front-end integration expected by mid-November.
Responding to the DeFi risk reckoning
Credora’s debut follows a period of heightened volatility in DeFi markets. The Oct. 10 market crash, which triggered over $20 billion in leveraged liquidations, and the $93 million Stream Finance loss, have reignited concerns about interconnected risk exposure in decentralized systems.
By offering standardized, transparent risk scoring, RedStone aims to help protocols and investors identify vulnerabilities before they lead to systemic failures.