The engineer’s lens on DeFi: blending math, coding, and finance into strategy The decentralized finance (DeFi) movement flourishes through innovation and rapidity. New protocols arise every week, stories change every day, and wealth is gained or lost in an instant. However, underneath... Rita Dfouni — 1 month ago
Microfinance on the blockchain: undercollateralized crypto loans and the rise of digital micro-lending Microfinance has been regarded for a long time as an essential instrument for promoting financial inclusion. Since the late twentieth century, it has provided millions in developing nations with small... Rita Dfouni — 1 month ago
The philosophy of money in the age of crypto Introduction Money has never been merely about figures. At its essence, it is a narrative that communities opt to accept. Gold shone as the everlasting metal, fiat money ascended as... Rita Dfouni — 1 month ago
Stablecoins are not the future of international payments: The case for tokenised money market funds Stablecoins have been praised for years as the innovation that would transform worldwide payments. Linked to the worth of fiat currencies and easily exchanged on blockchain platforms, they offered a... Rita Dfouni — 1 month ago
The war chest keepers: Why crypto treasuries, not exchanges, shape the future Markets generate news; treasuries shape strategies. A listing, fee waiver, or points promotion can boost volumes for a week. An effectively managed treasury finances the upcoming two years of research,... Rita Dfouni — 1 month ago
The infrastructure pivot: why Web3 investment is shifting from speculation to scalability The focal point of gravity in crypto is shifting. Following periods ruled by token speculation, points, and transient liquidity, investment is shifting towards the infrastructures that enable actual utilization to... Rita Dfouni — 1 month ago
The rise of on-chain capital markets: Why crypto is building wall street without walls For over a hundred years, the worldwide financial framework has centered on key locations like Wall Street in New York, the City of London, and the towering buildings where banks,... Rita Dfouni — 1 month ago
Crypto’s missing insurance market: the $100 billion blind spot One of the biggest weaknesses of the cryptocurrency sector, which is growing into a multitrillion dollar economy, is still being ignored: the absence of a strong insurance market. With almost... Rita Dfouni — 1 month ago
Crypto’s missing yield curve: why Web3 can’t price risk yet In the realm of Web3, though, no such standard exists. Crypto, despite its advancements, still does not have a globally recognized long-term risk-free rate, which is fundamental for pricing and... Rita Dfouni — 1 month ago
DeFi’s hidden central banks: how stablecoins quietly run the global shadow economy The unseen backbone of the digital economy is now stablecoins. They were created as basic digital dollars for traders to park money between erratic assets and are pegged to fiat... Rita Dfouni — 2 months ago
Blockchain Futurist Conference Florida 2025 brings Web3, crypto, and AI together under one roof 4 days ago