MetaMask Card is now available in the US for the first time in 49 states, including New York. This follows two years of test programs.
MetaMask, a self-custodial cryptocurrency wallet, is rolling out its Mastercard-enabled spending card in the US. New York will be the first place to get it.
On Thursday, Consensys, the firm that owns MetaMask, said that the MetaMask Card would be available to everyone in the US after testing it in 2024 and 2025.
The MetaMask Card is now available in the US, as well as in Argentina, Brazil, Canada, the European Economic Area, Mexico, Switzerland, and the UK.
A Consensys spokesperson said, ‘This is the first time MetaMask Card is available in 49 states and the first time users in New York can access it. ‘Vermont is the only state where this is not the case.
MetaMask shares our vision of giving people the power to spend their crypto safely and easily anywhere Mastercard is accepted in the world.
Full self-custody till you pay
Cross River Bank, a US Federal Deposit Insurance Corporation (FDIC)-insured bank, issues the MetaMask Card. It was built in conjunction with regulated issuer Monavate (previously Baanx) and Mastercard’s worldwide payments network.
The business further stated that 150 million Mastercard merchants worldwide, both online and in stores, accept the card. It also works with Apple Pay and Google Pay.
Self-custody is a key feature of the card. It lets users store crypto on their own and keep complete control until they buy something.
The business said in the statement, “Unlike most traditional crypto cards, which are custodial and require users to pre-load funds onto an exchange account, MetaMask Card is fully self-custodial.”
“Users keep control of their digital assets in their MetaMask wallet until they pay.”
The standard MetaMask card is only available online
By default, the MetaMask Card is a virtual card. The MetaMask Metal Card, on the other hand, comes with a real card that is linked to the digital wallet.
You may get the Metal Card for $199 a year. It comes with perks like 3% cash back on the first $10,000 spent each year, no fees for foreign transactions, and higher limitations on spending and ATM withdrawals.
The MetaMask Card is the most recent addition to Mastercard’s increasing list of crypto collaborations. The corporation previously worked with MetaMask on a debit card trial in 2024.
Mastercard strengthened its collaboration with Circle, the issuer of USDC USDC$1, in August 2025. This made it possible for acquirers in Eastern Europe, the Middle East, and Africa to settle in USDC and EURC EURC$1.18.
“Our strategic goal is to integrate stablecoins into the financial mainstream by investing in the infrastructure, governance, and partnerships to support this exciting payment evolution from fiat to tokenised and programmable money,” stated Mastercard CEO Dimitrios Dosis at the time.