SoFi Technologies has launched Big Business Banking, a new enterprise platform that brings traditional banking and digital asset services into one regulated system.
The company introduced the product on Thursday as it expands beyond retail crypto and deeper into institutional finance.
Notably, the new service lets businesses hold deposits, move funds, and manage settlements around the clock. It runs through SoFi’s nationally chartered bank and offers one interface for both fiat and onchain activity.
SoFi targets firms needing 24/7 payments
The company stated that the new platform targets firms that work across both traditional finance and crypto markets.
These companies often need fast settlement, continuous access to liquidity, and fewer delays tied to bank operating hours. The group said Big Business Banking removes many of the timing limits that still affect older banking systems.
Chief executive Anthony Noto said the product addresses a gap between global business activity and traditional bank infrastructure.
”To be competitive, businesses today must operate in a global, always-on environment,” he noted.
He added that SoFi built the service to combine regulated banking with real-time financial infrastructure.
SoFi framed the launch as part of a wider shift in business finance. Many firms now handle digital assets, stablecoins, and traditional cash at the same time.
The company added that these users want one provider that can support deposits, payments, conversions, and settlement without forcing them to move across several platforms.
Furthermore, the company also mentioned that the service focuses on operational speed. Businesses that trade, settle, or move funds after normal banking hours often face delays. SoFi said Big Business Banking aims to keep payments and liquidity tools available at all times.
Platform combines banking and digital assets
The platform includes business deposit accounts held at SoFi’s bank. It also offers API-based payments in U.S. dollars, SoFiUSD, and selected cryptocurrencies. Clients can use the service for real-time payments and liquidity management from a single system.
The product also supports conversion between fiat and digital assets. This includes minting and burning SoFiUSD, SoFi’s own stablecoin. The structure allows companies to move between bank money and blockchain-based value without leaving the platform.
The company described the service as a single point for managing both traditional and digital financial activity. That setup may reduce the need for separate ties with banks, custodians, and exchanges. Instead, users can manage deposits, payments, and asset conversion in one place under a regulated bank structure.
The company said SoFiUSD remains fully reserved and sits inside its regulated banking framework. That feature may appeal to institutions that want stablecoin access but still prefer bank-based controls.
SoFi positioned the service as a product for businesses that want digital asset functionality without moving outside the regulated financial system.
Solana and launch partners support the early rollout
The platform is launching with a group of crypto-native and institutional partners. The list includes Cumberland, Bullish, BitGo, B2C2, Fireblocks, Wintermute, Galaxy, Jupiter, Mesh Payments, and Mastercard. These firms cover market making, custody, payments, and digital asset infrastructure.
The company announced that the system will use Solana along with other blockchain networks. Solana’s network has become a common option for firms seeking fast settlement and lower transaction costs. That setup fits the platform’s focus on real-time payments and continuous access.
Solana also drew attention to the launch on X, where it described SoFi as a nationally chartered bank using its blockchain for enterprise fiat and stablecoin activity.
The rollout adds to a growing list of cases where regulated financial firms use public blockchains for settlement and treasury functions.
The move also builds on SoFi’s earlier work with Solana. In February 2026, SoFi became the first U.S. national bank to support direct onchain Solana deposits for retail users. Big Business Banking now extends that blockchain strategy into enterprise services.
Launch expands SoFi’s crypto push
SoFi has expanded its crypto business over the past year. The company rolled out retail crypto trading, introduced SoFiUSD in December 2025, and built more settlement tools for financial institutions. Last month, it also partnered with Mastercard to extend stablecoin settlement across global payment networks.
Earlier plans also showed SoFi’s interest in cross-border payments. As we reported last year in August, the company said it intended to use Bitcoin and the Lightning Network for remittance services.
It also worked with Lightspark and the Universal Money Address system to support real-time dollar-to-Bitcoin conversion and faster transfers.
The enterprise launch arrives as the company also scales its main business. The company previously reported its first $1 billion revenue quarter and posted $174 million in fourth-quarter profit. SoFi said growth in its digital asset business helped support that result.