Bitcoin settlement firm Voltage has rolled out a BTC Lightning credit line for businesses to use, as per an official announcement by the company on Thursday. The new feature will allow businesses and merchants to access credit instantly for their day-to-dayoperations, as BTC Lightning was made to conduct transfers in a quick fashion.
With the new feature, merchants can use BTC Lightning to make day-to-day payments such as payroll, payable invoices, and other payments that are due instantly.
Voltage is a cryptocurrency firm known for its products and services which use the Bitcoin Lightning Network to allow for quick settlement of transactions in the digital assets space. It was founded in 2020 by Graham Krizek.
More than conventional companies, the official statement says this integration is designed for companies in the cryptocurrency space, such as miners, payment service providers, and exchanges.
“But we’re seeing just as much interest from traditional enterprises, companies outside crypto entirely, who recognize that Lightning Network offers something legacy rails cannot: instant, global settlement at a fraction of the cost. For these businesses, the barrier has never been technology. It’s been the treasury complexity,” read the announcement.
As of now, the feature is only available to businesses in the U.S.
According to Gemini, Bitcoin Lightning was created years after the Bitcoin protocol. The Bitcoin Lightning Network was created in 2015 by Joseph Poon and Thaddeus Dryja. It was made as an alternative to Bitcoin’s high costs and time limitations to send a single BTC. After it was created, it was still in development, and active usage didn’t start until 2018.
“Voltage Credit is an important step for Lightning because it removes one of the biggest operational frictions, prefunding BTC. By combining a revolving credit line with Lightning settlement, they’re effectively turning Bitcoin from a balance sheet asset into a usable payment rail,” said Digital assets consultant Lavneet Bansal.
“That makes it easier for businesses to access instant, global settlement without taking on treasury volatility. If this model works, it strengthens Lightning’s position as a serious infrastructure layer, and potentially opens the door for similar credit-wrapped rails across other networks as well,” he also said.